Minutes announced at start of call are before the following charges and fees (which may reduce total minutes and dollar value): 1) A $0.99 fee applies on 1st day of use and every 5 days thereafter; 2) Calls made through toll free access numbers are subject to a fee of up to $0.04/minute; 3) Payphone surcharge of $0.99; 4) A destination surcharge of between 20-60% of the total call; and /or 5) A fee of $0.10-0.99 for connected calls. $0.15/minute maximum domestic call rate (before applicable charges and fees); International calls made to cellular phones are billed at higher rates. Minutes and/or seconds are billed at a minimum of 1 minute and up to 5 minute increments, plus any applicable fees.This card has no cash value and is not refundable. Card expires 3 months after first use or 12 months after activation. For international and other rate inquiries, fees, or customer service, call Toll-Free customer service number: 800-297-8124. Maintenance fees and service fees may apply, for more detail on rates and other charges, please consult the customer service.

PHONECARDXL.COM Terms and Conditions: Maintenance fees and service fees will apply, for more detail on rates and other charges, please consult the customer service. PHONECARDXL.COM is not responsible for lost or stolen pins and changes in the rates by service provider. Safeguard your PIN; you are responsible for any unauthorized use, loss or theft. Card is not rechargeable. Card is not refundable or exchangeable (ALL SALES ARE FINAL) unless defective. Neither card provider, network provider nor PHONECARDXL.COM (“Distributor”) make any warranty, express or implied, regarding the condition or fitness of the services offered for any particular use or purpose. The Distributor’s liability shall be limited to: direct damages for personal or property injury, and for all other claims, an amount equal to the value of this Card. In no event will the Distributor be liable for PUNITIVE, SPECIAL, INDIRECT, RELIANCE, INCIDENTAL OR CONSEQUENTIAL DAMAGES. The exclusive remedy for all disputes against Distributor arising out of purchase or use of Card, except for matters taken to small claims court, is arbitration by a single arbitrator under the Consumer Arbitration Rules of the AAA. DISPUTES AGAINST DISTRIBUTOR WILL NOT BE HEARD BY A JURY OR IN A COURT AND MAY NOT BE MADE PART OF A CLASS ACTION. Card may be deactivated without notice if fraud is reasonably suspected. Important Notice: Due to new regulatory laws in the prepaid telecom industry, many suppliers, vendors, and carriers of our products have recently changed the rates of their prepaid products. At this point, we are working with each supplier, vendor, and carrier to update the rates to the most accurate. Some of the current rates posted are not updated yet and we are trying our best to update them in a timely manner. Please consult with the customer service of each product for the most accurate rates before making your purchase. If you experience a difference in the rates than the ones posted, please email us. We appreciate your patience. If you are a supplier, vendor or carrier of this product, please kindly email us the updated rates.