By using this card, you agree to the following: A surcharge of 99¢ (subject to increase) applies to pay phone calls. Call times are rounded to the next 3 minute(s) increment. A weekly maintenance fee of 99¢ applies within 24 hours of first use. FCC mandated UNIVERSAL SERVICE FUND, TRS FUND, and other regulatory fees apply by law and will reduce card calling time. A post call fee of $0.03 to $0.99 may apply at the end of each call depending on destination and length of each call. A 10% to 30% card communication fee is added during all calls over five minutes, and the percentage will vary depending on length and destination of each call. Calls originating from outside of 48 contiguous U.S. states may incur an additional charge of up to $0.19 per minute. Card expires 180 days from first use; first use must be by 2012 Maximum per minute rate for calls within the U.S is $0.99 per minute due to rounding to the next 3 minute(s), excluding applicable fees and surcharges. Card minutes advertised and announced are delivered on the first continuous call only, less FCC mandated fees. Multiple call surcharges and fees reduce card’s calling time and vary based on regulatory and other requirements and are subject to change without notice. Charges for international calls vary by destination and are subject to change without notice. Calls to cellular phones are charged at rates higher than calls to non-cellular phones. PHONECARDXL.COM is not responsible for lost or stolen pins and changes in the rates by service provider. Safeguard your PIN; you are responsible for any unauthorized use, loss or theft. Card is not rechargeable. Card is not refundable or exchangeable (ALL SALES ARE FINAL) unless defective. Neither card provider, network provider nor PHONECARDXL.COM (“Distributor”) make any warranty, express or implied, regarding the condition or fitness of the services offered for any particular use or purpose. The Distributor’s liability shall be limited to: direct damages for personal or property injury, and for all other claims, an amount equal to the value of this Card. In no event will the Distributor be liable for PUNITIVE, SPECIAL, INDIRECT, RELIANCE, INCIDENTAL OR CONSEQUENTIAL DAMAGES. The exclusive remedy for all disputes against Distributor arising out of purchase or use of Card, except for matters taken to small claims court, is arbitration by a single arbitrator under the Consumer Arbitration Rules of the AAA. DISPUTES AGAINST DISTRIBUTOR WILL NOT BE HEARD BY A JURY OR IN A COURT AND MAY NOT BE MADE PART OF A CLASS ACTION. Card may be deactivated without notice if fraud is reasonably suspected. Phone Card ratings are based on information that has been obtained from our customer service and other sources. PHONECARDXL.COM gives no representations or warranties as to the accuracy of such information, and accepts no responsibility or liability (including for indirect, consequential or incidental damages) for any error, omission or inaccuracy in such information. Important Notice: Due to new regulatory laws in the prepaid telecom industry, many suppliers, vendors, and carriers of our products have recently changed the rates of their prepaid products. At this point, we are working with each supplier, vendor, and carrier to update the rates to the most accurate. Some of the current rates posted are not updated yet and we are trying our best to update them in a timely manner. Please consult with the customer service of each product for the most accurate rates before making your purchase. If you experience a difference in the rates than the ones posted, please email us. We appreciate your patience. If you are a supplier, vendor or carrier of this product, please kindly email us the updated rates.